When running an online store in Australia, choosing the right payment gateway is crucial. Customers expect fast, secure, and convenient checkout options—and your choice can directly impact conversions. In 2025, here are the top 5 payment gateways Australian businesses should consider.
1. Stripe
- Supports credit/debit cards, Apple Pay, Google Pay
- Transparent pricing with no hidden fees
- Easy integration with Shopify, WooCommerce, Next.js
- Powerful APIs for developers
Best for: Tech-savvy businesses wanting flexibility and scalability.
2. PayPal
- Pay via PayPal balance, cards, or bank accounts
- Strong buyer protection increases trust
- Instant credibility for online stores
Cons: Higher transaction fees than some alternatives
Best for: Businesses that want a familiar, widely trusted option.
3. Afterpay
- Buy Now, Pay Later (BNPL) with four interest-free instalments
- Boosts average order value
- Appeals strongly to millennial and Gen Z customers
Best for: Fashion, retail, and lifestyle stores targeting younger audiences.
4. Square
- Flat, transparent pricing model
- Perfect for businesses selling both online and in-store
- Comes with invoicing and reporting features
Best for: Small businesses and brick-and-mortar stores expanding online.
5. eWAY (Australian Provider)
- Trusted Australian-owned solution
- Secure and PCI DSS compliant
- Supports multiple currencies
- Strong local support and integrations
Best for: Businesses that want an Australian-owned, locally supported gateway.
Factors to Consider When Choosing a Gateway
- Transaction Fees: Compare costs for cards, BNPL, and alternative payments
- Integration: Ensure compatibility with Shopify, WooCommerce, or custom builds like Next.js
- Customer Experience: The smoother the checkout, the higher your conversions
- Support & Security: 24/7 assistance and fraud protection are must-haves
Final Thoughts
Your payment gateway isn’t just a backend tool—it’s part of the customer experience. By offering secure, flexible, and convenient payment options, you’ll build trust, reduce cart abandonment, and boost sales.
At Mizara Studio, we help Australian businesses integrate the best payment gateways for seamless, high-converting online checkouts.